Archive for Truck Wrecks

Is your head restraint set up properly?

Is your head rest correct?

If you are like us, you have probably never given a second’s thought to the location or height of the head restraint in your car.  Jeremiah recently attended a seminar on the physics of a car crash and learned about the importance of the head restraint in a car crash.  It really changed our perception of this safety device that we previously mostly ignored.

The top of your head restraint should aligned with the top of your head.  If your head restraint is too low, it essentially acts like a fulcrum in certain types of car crashes.  A head restraint that is too plush or too soft is also not effective.  Most people, if they adjust their head restraints at all, do so for comfort.  Make sure yours is set up for maximum protection in a wreck.  You hope it will never happen to you, but if it does, you want to be prepared.

As our city of Huntsville grows, so does the rush hour traffic. The number of cars traveling the parkway during rush hour has increased tremendously over the last few years. South Memorial Parkway can be a dangerous place during afternoon rush hour. This statement was proven yesterday, July 21st, when three vehicles were involved in a wreck at the intersection of Lily Flagg and South Memorial Parkway. Six people were transported to the hospital with various injuries. As the traffic flow increases so does the attention of drivers. We as drivers have to make sure we have all of our attention focused on the task at hand, driving.

UM/UIM Coverage is SUPER IMPORTANT!

We were recently retained to represent a very nice lady that was catastrophically injured in a car wreck caused by a drunk driver.  We sent letters of representation to the tortfeasor’s insurance carrier and our client’s automobile liability insurance carrier.  We have just been informed by the liability insurance carrier that our client allegedly rejected UM/UIM insurance.  Make sure you understand the ramifications of being catastrophically injured by a driver with no insurance or not enough insurance.

No one wakes up in the morning expecting to get seriously injured in a car wreck.  Worse yet, those that get hurt in an automobile accident expect that the other driver will have adequate liability insurance.  Unfortunately, this is often not the case.  Protect yourself by carrying $250,000.00 in UM/UIM coverage on each of your vehicles.  If you cannot do that, make sure your UM/UIM limits match or exceed the liability coverage that you carry on your car.  Do not wait until it is too late!

A report released in June by the American Association for Justice uncovers a number of preventable safety hazards that contribute to truck accidents. According to the report the problems are driven by an economic model that is fundamentally unsound. “Truck drivers – compensated by miles driven, not hours worked – are pushed to ignore safety measures, delay repairs and drive in a fatigued state,” it said.

In addition, the report notes that artificially low insurance limits prevent unsafe trucking carriers from ever being held accountable for the damages they cause. While a fatal truck crash today can result in approximately $4.3 million in damages, the insurance minimum for cargo trucks has remained frozen at $750,000 since 1980. U.S. Rep. Matt Cartwright of Pennsylvania recently introduced the Safe Haul Act (H.R. 2730) to raise the required insurance minimum for motor carriers. (Rep. Cartwright discusses the issue here.)