We were recently retained to represent a very nice lady that was catastrophically injured in a car wreck caused by a drunk driver. We sent letters of representation to the tortfeasor’s insurance carrier and our client’s automobile liability insurance carrier. We have just been informed by the liability insurance carrier that our client allegedly rejected UM/UIM insurance. Make sure you understand the ramifications of being catastrophically injured by a driver with no insurance or not enough insurance.
No one wakes up in the morning expecting to get seriously injured in a car wreck. Worse yet, those that get hurt in an automobile accident expect that the other driver will have adequate liability insurance. Unfortunately, this is often not the case. Protect yourself by carrying $250,000.00 in UM/UIM coverage on each of your vehicles. If you cannot do that, make sure your UM/UIM limits match or exceed the liability coverage that you carry on your car. Do not wait until it is too late!